Protecting the Privacy of Information Copyright © 2018 by Tokio Marine HCC - Specialty Group
Strict security measuresWe take the security of information very seriously and have established security standards and procedures to prevent unauthorized access to customer information. These standards exist for both our physical facilities and our online services.
Limited employee accessTo protect you, We have policies and procedures to limit employee access to information to only those employees with a business reason for accessing such information. We educate our employees about the importance of confidentiality and customer privacy. We take appropriate disciplinary measures to enforce employee responsibilities regarding customer information.
Information Collection and Use by Tokio Marine HCC - Specialty Group Big Day Umbrella Website
WE collect the following types of information about you or your business:
- Identifiable information which includes contact information such as your business name, address, e-mail address and phone number, from applications and other forms and information that you provide to us on the Site and via e-mail. This information is used to respond to or process your request, accurately identify you, protect and administer your account.
- Financial information which includes your transactions with us. This information is used to respond to or process your request. We have established procedures in an attempt to ensure that the financial information we collect is accurate, current and complete. We are committed to working with you to promptly correct any inaccurate information.
- Standard non-personal information about visits to the Site, such as date and time visited, Internet provider address, city, state and country may be collected automatically by our web servers. This information is used for internal purposes and to compile statistics on Site usage.
We also use your information for internal business purposes such as helping us design or improve our products and services and the Site. We may use information to offer additional products and services, which may be of interest to you or your company. You may choose not to have your information used for such purposes.
The selective sharing of information with third parties
We disclose identifiable and financial information to third parties in order to complete transactions initiated by you or when you request or authorize the disclosure, to provide requested products and services, or if the disclosure is required by law or another reporting obligation. We disclose personal and financial information to nonaffiliated third parties who perform services on our behalf, such as data analyses, bill payment, mail house services, printing and account statements, collection services, credit reporting agencies, and financial auditors. At times it is necessary to disclose information to enforce or apply the terms and conditions of any agreement we have with you and to protect the rights, property, or safety of Tokio Marine HCC Specialty, our customers, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction as well as cooperating with law enforcement agencies, even without a subpoena, warrant, or other court order. Please note, all information about you may be transferred to a new owner if Tokio Marine HCC Specialty is sold, merges, or ceases operations or information is otherwise required to be transferred as an asset.
We may share information within the Tokio Marine family of companies, as well as with unaffiliated third parties external to us. You may choose not to have your information shared with the Tokio Marine family of companies or these third parties by opting out of such sharing.
Whatever the reason for sharing information, we require strict confidentiality by the receiving parties and limit the use of the information to the purpose for which it was disclosed.
The Site may contain links to third-party Web sites. These linked Web sites are not endorsed by us and are not under our control. We are not responsible for and cannot make any assurances regarding the content, privacy practices, or other policies or practices of the operators of such Web sites.
To opt out
If you would like more information about your information sharing options, or wish to opt out of information sharing with Tokio Marine affiliates or certain third parties or certain uses by us as described above, please email WeatherIns@tmhcc.com. We will comply with your request as soon as reasonably practical after we have received your opt out request. Please note, changes to your preference are not retroactive. If you have previously opted out, please be assured that your election will remain effective. You do not need to contact us unless you wish to change your election.
If you are comfortable with the handling of information we collect, you do not need to take any action at this time.
Access to information
If you would like to review and/or change information about you kept in our files, please email WeatherIns@tmhcc.com. We will endeavor to make all corrections within ten (10) business days.
For more information
Comments or questions about the Site or this policy should be directed to: WeatherIns@tmhcc.com